Internet Insurance Sales provide a “fill in the blanks - one size fits all” policy, which means that you may be paying for coverages you don’t need. The cost averaging formula used means some will be paying for others.

This impersonal form of insurance sales claims to reduce costs by cutting out the broker. Actually, it provides greater profits for the direct insurance company. The bottom line is, what are you getting for your money and who will be there to advocate for you when you have a claim? The insurance company? Everyone knows the frustrations associated with calling a 1-800 number to a far-away city (perhaps out of province) and being bounced from one message to another to another to another… Do you ever talk to a REAL PERSON? We’re Real and We Don’t Have Voice Mail! We focus on doing our best (in coverage, cost and results) for each one of our clients. Trying to attract large numbers of policyholders through Internet sales would defeat our purpose. Over 40 years, our success has been achieved by one-on-one personal service.

Our staff makes every effort to keep the process simple and effective. Each individual client has his or her own unique circumstances and resulting risks. For instance, some homeowners have home-based businesses. Others are avid recreation participants. Some are collectors and some are travellers. Some clients also own vehicles, mobile homes, rental property, farms and commercial operations (the list goes on). Some of our clients are also organizations doing community work. Many of these activities are excluded or restricted in insurance policies. Therefore, your insurance program must be arranged to cover your specific situation. To get the best value for your dollar our brokers will work with you to develop an insurance program suited to your specific needs and one that works within your budget.

We understand that when devising a budget, especially when moving, an estimate is helpful. Our staff is available to help you in this regard.

To have one of our caring, committed insurance brokers give you a more precise estimate: call 250-428-2294 or 1-800-853-6465 or email: info@crestoninsurance.com . Or better yet, drop by our office Monday through Saturday at our CV Mall location.