There is a great deal of change that occurs during this stage of life. The process of rediscovering oneself can be expressed in many forms: travel, art, music, writing, gardening, hobbies, business, community work, sports, education, social clubs, collecting. We can help reduce any liability and financial exposure that can occur from these activities simply by showing you how your insurance policy responds.

At this stage of life other issues start to demand your attention. For instance estate taxes may be a concern for your beneficiaries. How can you prepare? What can you do to minimize any hardship experienced by your spouse if something might happened to your health. These may not be topics that you look forward to addressing, but doing so early may make it easier for your loved ones in the long run. At Creston Valley Insurance we are always available to help you address these concerns.

• Snowbirder – Excess Travel Medical

For your family you may want to list where to find all your important documents. The following is a quick reference list to help you make your own list:

• Life Insurance
  • Broker or agent’s contact information
  • Life Insurance Company and Policy Number
  • Other Life Insurance
    
• Health and Disability Insurance
  • Broker or Agent contact information
  • Company
  • Policy Number
    
• Car Insurance
  • Broker’s Contact Information
    
• Homeowner and Other Property Insurance
  • Broker’s Contact Information
    
• Will
  • Lawyer and Contact Information
  • Executor
  • Trustees
    
• Banking and Credit
  • Account types and locations
    
• Investments
  • Stocks, Locations and Contact Information
  • Bonds, Locations and Contact Information
    
• Business Interests
  • Shares, Location and Contact Information
  • Lawyer and Contact Information
    
• Certificates:
  • Birth certificates and location
  • Marriage certificate and location
  • Divorce papers? Location
  • Citizenship papers? Location
  • Social Insurance and location
    
• Real Estate
  • Mortgage Holder?
  • Other property listed?
    
• Income Tax Returns
  • Accountant and return locations
    
• Medical Records
  • Doctor and Contact Information
  • Requests

www.wawanesa.com for Seasonal Safety Tips
www.icbc.com : Senior Rates, Experienced Drivers, Disability Discounts, Older but Wiser, Buying a Car
www.canada.gov.ca for Seasonal Residents Information

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